(Solution) - The divisions among the four types of financial services banks -(2025 Original AI-Free Solution)

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Academic Level: Undergrad. (yrs 3-4)

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The divisions among the four types of financial services (banks, trust companies, insurance companies, investment brokerages) have been relaxed. Now, banks are able to provide all four types of services in some form. Who benefits most from this relaxation ? clients or banks? Can this relaxation contribute to a financial crisis?