(Solution) - Scott Noojin had not quite mastered the stick shift in -(2025 Original AI-Free Solution)

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Scott Noojin had not quite mastered the stick shift in his new four-wheel-drive truck. While parking in a shopping center lot, he shifted into forward when he wanted reverse. With a sickening crunch, his truck rammed into the side of a new limousine, causing $5,000 in damages. His own vehicle needed $2,000 in repairs. Scott purchased his car with a loan from Schools Credit Union. Because he had repaid only 25 percent of the loan, Schools Credit Union was listed as the legal owner of the truck. Who is liable for the damages to the limousine?